MENU

Welcome to Elite Credit group

We are determined to help you live a better financial life.

Our "Free Consultation" is to establish if you are a perfect fit for our credit repair program.

How to Kickstart Your Credit Repair Journey

Step 1

Schedule a consultation and receive personalized plan recommendations.

Our Program Includes:

✅ Professional Credit Audit & Analysis.

✅ Unlimited disputes to all Three (3) major credit reporting agencies.

✅ Primary tradelines resources to help Build Your Credit Back Up.

✅ ​Access to your 24/7 portal.

✅ Inquiry disputes with the original creditors & credit bureaus.

✅ Premium credit education

✅ Loan Approval Assistance

✅️ Customer support

✅️ Unlimited Disputes

✅️ Money Back Guarantee*

Common Errors We Remove:

Late Payments, Judgments, Bankruptcies, ​Collections, Settlements, Foreclosures, Inquiries, Reposessions, Liens, Chargeoffs, and Childs Support Payments.

Step 2

Awareness

brand-experience

Obtain & Maintain

Tri-Merged Monthly Credit Monitoring

We've teamed up with a credit monitoring service to make your life easier. Monitoring your FICO scores is crucial since lenders often refer to them. But remember, sites like Credit Karma offer scores based on different models.

3-Bureau Reports & FICO® Scores

Dark Web & Internet Monitoring

Change of Address Monitoring

$1 Million Identity Theft Insurance*

Fico Score Simulator

brand-experience

Step 3

Your New Life

Results in 45-60 days.

🫡 As you begin to see results within 45 days its important to have realistic expectations. Depending on your credit profile a complete repair process can take 6-12 Months.

📈During this time it's important to be patient and trust the process!

☝️Most importantly you want to continue educating yourself on credit & finances.

✅The goal is generational wealth! Anything you desire to have can be obtained with a solid financial plan & by leveraging your excellent credit!

TRUST THE PROCESS

THE RESULTS WILL COME

brand-experience
brand-experience
brand-experience
brand-experience
brand-experience
brand-experience
brand-experience
brand-experience
brand-experience

Keishawn A.

FOUNDER

Meet The Founder

Hello there, I'm Keishawn, though most folks call me Key Key. Helping others fulfill their needs has long been my calling. However, I've witnessed firsthand how poor credit can be a significant roadblock for individuals, preventing them from accessing essential resources. That's why I proactively founded Elite Credit Group, aiming to empower individuals to overcome such obstacles.

Transparency and integrity are at the core of our business values. We keep you informed throughout the credit repair process and educate you on credit-building strategies to help you maintain long-term financial stability. Our goal is to equip you with the knowledge and tools necessary to make informed financial decisions and achieve your goals.

"At Elite Credit Group, we view your credit as your financial fingerprint. Our team doesn't just fix credit; we educate and empower you to build sustainable financial habits. Picture a future where your credit supports your goals. Join us in taking control of your financial destiny."

STILL NOT SURE IF THIS IS FOR YOU?

BOOK A FREE CREDIT CONSULTATION

(phone appointment)

15 MINUTES

Book a time to speak with a Certified Credit Consultant on your next steps for repairing your credit.


This FREE one on one coaching session will give you the steps you need to take to maximize your credit and achieve your financial goals.


During your session we will cover important topics such as:

Will Credit Repair Help You?

What you can do to improve your credit?

How long will it take you to get to the 700's Credit Scores?

And much more!

THIS CALL IS NOT FOR:

❌ Those who aren't coachable.

​❌ Those who aren't in a position to invest in themselves.

​❌ Those who aren't willing to put in the work.

Unable to find calendar
Scroll down

​We are committed to exceeding your expectations.

Your credit will NOT repair itself, your creditors and the bureaus will NEVER let that happen!

✅Having good credit is more important now than ever.

✅Banks have tightened up lending guidelines making it harder to qualify for loans.

✅Employers are now requiring credit checks for jobs.

✅Even credit cards are near impossible to get approved for with challenged credit.


Whether you dispute on your own or decide to join our Credit Excellence Program, make sure you GET STARTED TODAY!

Our "Free Consultation" is to establish if you are a perfect fit for our credit repair program.

Frequently Asked Questions

Is Credit Restoration legal?

Yes, it is legal and our services will help you to use the law in your favor. However, it's essential to work with reputable companies that comply with the Credit Repair Organizations Act (CROA) and follow ethical practices. That law is called "The Fair Credit Reporting Act." The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.

Is Credit Restoration worth my time and money?

Contrary to what credit bureaus want you to believe, credit restoration does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report, even accurate items. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed. Also, there are specific requirements the Credit Bureau, Collection agencies, and Creditor must adhere to, when placing items on consumer credit reports, if these requirements are not met, the negative items can be removed.

What can I expect when I enroll in Elite Credit Group?

We will guide you through the process from start to finish and prepare all your documents for you. We have a superb knowledge of credit scoring and experience working with creditors and credit bureaus. It may be difficult for an individual to communicate with creditors and bureaus without an adept understanding of their techniques and regulations in place for credit reporting. We have spent a great deal of time learning the laws that will help you to remove negative information on your report, which enables us to offer you a flawless, money back guarantee system.

(Clients should receive updated credit reports every 15-45 days. It is the client's responsibility to make us aware if updated reports have not been received.)

What items can you help me to remove and improve?

With our assistance, our clients have had great success with bankruptcies, collections, charge-offs, repossessions, medical bills, utilities, credit card debt, inquiries, old addresses, judgments, tax liens and student loans.

Will the removed items come back?

98% of items do not come back. By law, Collection agencies and credit bureaus must notify you before putting items on your report. Moreover, collection agencies can transfer debts, in which case, you have 30 days to respond to the debt. If an item does come back, we can target to delete.

How long will it take to raise my score?

Initial results can come within 24-48 hours with some things being instantly removed off your credit report. We're quick and efficient and mail off dispute letters within the first week. Credit Bureaus have 30 days to respond to dispute letters, so you will see improvement within the first 45 - 60 days. NOTE: Each credit report is different, thus credit completion will vary based on your current credit standing and your credit goals. Many clients average 6-9 months in program.

When is the best time to start my credit repair journey?

The answer is dependent on your personal goals and financial situation. We do not want to add any undue duress to your finances, so we recommend allocating money toward your credit restoration and starting the program when you can afford it. With also keeping in mind that cutting back on simple purchases (such as fast food) can free up the funds needed to repair your credit. It is a small sacrifice for a Big reward.  Bad credit does not happen overnight and neither does the restoration process.

Can I repair my credit on my own?

Yes, you can attempt to repair your credit on your own. You have the right to dispute inaccurate or incomplete information on your credit report directly with the credit bureaus. It involves submitting a dispute letter and supporting documentation. However, the process can be time-consuming and complex, and professional assistance may be beneficial. A E-Book is coming soon.

What our customers are saying

"Deciding to go solar was one of the best decisions I ever made"

Our customers don't just like us, they love us!


And we love them!


See what it's like to work with a company that ACTUALLY cares about you and your needs.

WATCH THE VIDEO

Contact us

Open Mon-Sat | 5pm - 10pm (eST)

Sat-Sun | 8am - 5pm (eST)

Online: 9am - 7pm (EST) daily

Albuquerque, NM, USA

Albuquerque, NM 87102, USA

*Currently Servicing Clients Online Only*

Elite Credit Group, LLC

All Rights Reserved